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Auto ProtectionAuto Protection » Auto Warranty Guide

Auto Warranty Guide


What Is An Auto Warranty?
This auto warranty guide should help explain the difference between an auto warranty vs service contract. An "auto warranty" or "car warranty" is provided by a vehicle manufacturer and is included with the original vehicle purchase. With the manufacturer basic limited warranty, terms range from 2 years / 24,000 miles, 3 years / 36,000 miles, 4 years / 50,000 miles and some even go up to 5 years / 60,000 miles, however this depends on the manufacturer. Some manufacturers even include a limited 10 year / 100,000 mile powertrain warranty with a new vehicle purchase. Read more info about factory warranty terms and coverage.

Please Note: An "extended warranty", is a vehicle service contract offered by a new car dealer that will "wrap" the new car warranty and extend it beyond the manufacturers warranty.

What Is An Extended Auto Service Contract?
Commonly referred to as an "extended warranty", or "car warranty" or "auto warranty" or even "extended car warranties", however, technically speaking, it's not the correct name. More proper or generic names would be auto protection plans, service contracts and even vehicle service agreements. Keep in mind that a service contract works just like the original car warranty, but a significant difference is that an auto warranty is backed by the manufacturer. Whereas, a service contract is typically provided by a 3rd party (not the manufacturer) and pays for covered repairs on your vehicle in the event of a mechanical failure for all labor, parts and other associated costs to repair or replace the damaged vehicle components designated in the agreement. An extended service contract is an agreement between the owner and the service contract provider, obligating the service contract provider to pay for repairs covered by the contract for a specific period of time. Your vehicle is a major investment! With an extended service contract you are protecting yourself from the unexpected cost of mechanical breakdowns. One major repair often ends up costing as much, or even more than the entire cost of the plan. An extended auto service contract will ensure that your vehicle is always in the best mechanical condition. Although they work the same way, an extended service contract should not be confused with an extended warranty or a manufacturer's warranty since they are issued directly by the vehicle manufacturer.

Which Coverage Is Better - Auto Warranty vs Extended Service Contract?
Most consumers are looking for extended coverage after the manufacturer warranty has expired, so you should really ask which service contract is better between companies! Technically you can't buy an "auto warranty", unless you're purchasing a new vehicle, since that is provided directly from the manufacturer. With that said, an auto warranty (coverage included with new vehicle purchase) is always going to be the best coverage available. The manufacturer basically stands by their product for a specified period of time. So, not only is it bumper to bumper coverage, but it also covers workmanship and defects. An extended warranty provided by a new car dealer (at time of purchase) is also great coverage! They even offer some programs issued directly by the manufacturer. An extended service contract is equally as good, and they can be purchased at any time. Review the coverage, read the fine print and make an informed decision by comparing plans which will help guide you through the process!

Protect Your Auto With An Extended Service Contract From Auto Protection!
You can save thousands of dollars off the cost of repairs by protecting your auto with an extended service contract! If your manufacturer warranty has expired and you didn't purchase an extended warranty from the dealer, then you'll want to purchase an extended service contract! An extended service contract can be purchased at any time, as long as there is coverage available for your vehicle. In most cases, the cost of the service contract will cost you less, then the repairs of a major breakdown. The unfortunate reality of owning a vehicle is the fact that it will eventually breakdown. If you have been considering purchasing an extended service contract, don't delay, now is the time to do it since pricing is closely related to a vehicles year/age and mileage! Get your free quote today!

What Kind of Extended Coverage Is Available From Auto Protection?
There are typically 4 levels of coverage available for your vehicle if you original manufacturers warranty or extended auto warranty is expired. Coverage is determined based on the Year/Mileage of your car. All extended service contracts (at the very mininum) will cover the major compenents on your vehicle such as: engine, transmission, and drive train. For a more detailed explanation of coverage, please review our plans.

New Car Coverage
The "New" Auto Protection coverage plan covers all breakdowns except components specifically itemized in the agreement. This is an exclusionary service contract, or more commonly referred to as "bumper-to-bumper" coverage. With the New Auto Protection coverage plan, all labor and parts are covered for any failure or breakdown on your vehicle except for specific components listed as exclusions. However, the list of exclusions is minimal and mainly consists of routine maintenance items. The "New" Auto Protection coverage plan provides you with the most comprehensive coverage available, including free roadside assistance.

Used Car Coverage
The "Used" Auto Protection coverage plan covers only specific components listed in the agreement. This is a name component service contract and protects the vehicles major components and systems. With the Used Auto Protection coverage plan, all labor and parts are covered for any failure or breakdown of your vehicles major mechanical items and electrical systems. The "Used" Auto Protection coverage plan provides you with comprehensive coverage for the most costly automotive repairs and includes free roadside assistance.

Older Car Coverage
The "Older" Auto Protection coverage plan covers only specific components listed in the agreement. This is a name component service contract and protects the vehicles major components and systems. With the Older Auto Protection coverage plan, all labor and parts are covered for any failure or breakdown of your vehicles major mechanical items and some electrical items. The "Older" Auto Protection coverage plan is designed for older vehicles with higher miles and provides you with comprehensive coverage for the most costly automotive repairs and includes free roadside assistance.

Powertrain Coverage
The "Powertrain" coverage plan covers only specific components listed in the agreement. This is a name component service contract and protects the vehicle's major components and systems. With the Powertrain coverage plan, all labor and parts are covered for any failure or breakdown of your vehicle's major mechanical items. The Powertrain coverage plan provides you with comprehensive coverage for the most costly vehicle repairs. This plan is available for vehicles with up to 150,000 miles.

Who Offers The Extended Auto Service Contract?
Auto Protection is a direct marketer of extended service contracts covering cars, trucks, vans, sport utility vehicles, commercial vehicles and almost any type of auto you can imagine. There are a lot of companies selling extended service contracts, so why choose to buy one from Auto Protection? It's simple. We give you peace of mind in knowing your purchase is among the most comprehensive and reliable extended service contracts available in the industry. Every plan offered is accepted nationwide by any reputable repair facility, and you receive free roadside assistance no matter when or where a breakdown occurs. This also includes trip interruption protection when travelling away from home. Not to mention, when you buy an extended service contract plan from us, you will pay below retail prices.

How Reliable Is The Company Providing The Coverage?
We only offer automotive extended contract plans backed by companies rated A or better. These programs are never self insured policies, or reinsured vehicle warranties like you'll find with other online companies. In addition, to adequate reserves for claim amounts, our administrators maintain a seperate reserve account to assure that any reasonable claim is always handled to the customer's satisfaction. Our plans are the most comprehensive service agreements available on the market today, giving your car the extended protection it needs!

What Features and Benefits Are Included?
In addition to mechanical coverage, every plan includes the following features and benefits.

Free Roadside Assistance
Free Roadside Assistance
Most plans include free roadside assistance during the full coverage term. If you have a break down anywhere in the United States or Canada, one phone call will provide you with assistance for fuel, flat tires, jump starts, towing and more!

Hotel and Restaurant Bills
Hotel and Restaurant Bills
You will be reimbursed up to $50.00 per day for up to 3 days, for meals and lodging. Valid when stranded overnight because of a covered mechanical breakdown more than 100 miles away from your home.

Rental Car Benefits or Alternate Transportation
Rental Car Benefits or Alternate Transportation
Your plan includes up to $50.00 per day for rental car reimbursement or for alternate transportation valid for up to three days, per covered occurrence.

Transferable
Transferable
If you sell your vehicle, your plan is transferable to the new owner, which enhances the resale value and is an excellent incentive to a potential buyer.

Nationwide Protection
Nationwide Protection
Regardless of where you may be, we've got you covered! Whether traveling or moving, our extended service contract is honored in both the United States and Canada.

Peace of Mind
Peace of Mind
Never pay a repair bill for all covered parts plus labor. Each plan pays directly to the repair facility (no waiting for reimbursement) by using a corporate credit card for all covered and approved repairs, less your deductible.


How Do I Get A Free Service Contract Quote?
Hopefully our auto warranty guide has explained the difference between auto warranties vs service contracts! If you're still not sure how our program works, please review our faqs section. If you're ready for pricing, we invite you to request a free quote for an extended service contract and get the protection you deserve! Our quote wizard will help determine if coverage is available on your vehicle and in your location! Auto Protection will use the vehicle information you supply and provide you with the most competitive price points along with the most comprehensive extended auto protection plans available on the market today! Auto Protection will always find you the best rate in our network of service providers, allowing you to pursue the service contract that best meets your needs. Our experienced agents will answer any questions you may have and guide you through the process. Best of all there is no obligation to buy coverage and the quote is free.



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Disclaimer: Auto Protecton is an independent nationwide company marketing service contracts on behalf of 3rd party administrators. Auto Protection will help determine which plan is right for you. Coverage, deductibles, and claims payment may vary depending on vehicle age, mileage, preexisting conditions, and the program selected. Programs are available in most states. All repairs are made by ASE-certified mechanics. Auto Protection is not affiliated with any auto dealer or manufacturer. All logos, trademarks, and other propriety marks belong to their respective owners and use of these marks do not suggest an association or recommendation by any of the parties. Use of the term "warranty" or "warranties" on this site is the equivalent to "service contract". A vehicle service contract is often referred to as a "warranty", but it is not a warranty. Auto Protection is a marketer of vehicle service contracts and does not sell "warranties". Use of this website constitutes acceptance to our privacy policy and terms of use.

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