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Nationwide Coverage

No need to worry about where your next breakdown will happen! Our service contracts are valid nationwide, so you can feel confident if a breakdown occurrs while traveling!

Free Roadside Assistance

If you run out of fuel, lock your keys in the car or get a flat...no worries...our plans include Free Roadside Assistance! One phone call will dispatch help and get you back your way!

Stability and A+ Ratings

Work with a company that has a long track record, stability, financial strength and excellent ratings! We've been in business since 1997, so you can purchase a service contract through us with confidence!

Customer Service

Have questions? Our agents are ready to assist with your service contract needs! Request a Free Quote now to speak with a friendly service contract specialist! We've got you covered!

Guaranteed Auto Protection (GAP) Auto Insurance


What Is Guaranteed Auto Protection?
GAP insurance is designed to protect you and your family from an unexpected financial obligation if your vehicle is declared a total loss from causes such as theft, accident, fire, or flood.

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Why Do I Need Guaranteed Auto Protection (GAP)?
If your vehicle is declared a total loss, your auto insurance company may not cover the amount needed to pay off your finance or lease contract. Auto insurance companies will generally pay the market value of the vehicle minus the auto insurance deductible. So who pays the remainder? You do, unless you have Guaranteed Auto Protection (GAP). The GAP Insurance program will pay the difference between your vehicle's market value and the balance on your finance or lease contract, including up to $500 of your auto insurance deductible.


Compare rates and save money on your auto insurance. Shop the top auto insurance companies and get the best rate on your auto insurance policy. Most auto insurance policies offer gap insurance, so switch today and you will save money and get the gap insurance coverage you need.


When Can I Buy Gap Auto Insurance?
Typically, to be eligible to buy gap insurance, your vehicle must have been purchased, refinanced or leased within the last 12 months. If your vehicle has already been totaled or stolen, it is not eligible for coverage.

How Does GAP Auto Insurance Work?
Example Purposes Only
Finance or lease contract payoff amount $20,000
Minus total auto insurance settlement -$17,000
Sub-Total $3,000
Plus auto insurance deductible +$500
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Without Gap Insurance
Your Total out-of-pocket expense is $3,500*

With Gap Insurance
$0* --- You pay nothing, nada, zilch!

* Total you owe to financial institution to pay off finance or lease contract

What Types of Vehicles Qualify For GAP Insurance?

  • All New Vehicles
  • Used vehicles that have been purchased or refinanced within the past 12 months.

  • GAP Insurance In Summary?

    1) Total auto insurance settlement before deductible is applied.

    2) GAP insurance includes up to $500 of your auto insurance deductible.

    3) Deficiency balance at time of total loss.

    4) Less any delinquent payments, taxes, and past-due charges.

    5) Includes protection from vehicle theft.

    6) Vehicle eligibility may vary by state.


    Compare rates and save money on your auto insurance. Shop the top auto insurance companies and get the best rate on your auto insurance policy. Most auto insurance policies offer gap insurance, so switch today and you will save money and get the gap insurance coverage you need.


    How Much Does GAP Insurance Cost?
    Gap insurance normally costs between $250-$600


    *This gap insurance page is for information purposes only. It may or may not be accurate so please check with your provider prior to purchasing any insurance product.

    Disclaimer: Auto Protecton is an independent nationwide company marketing service contracts on behalf of 3rd party administrators. Auto Protection will help determine which plan is right for you. Coverage, deductibles, and claims payment may vary depending on vehicle age, mileage, preexisting conditions, and the program selected. Programs are available in most states. All repairs are made by ASE-certified mechanics. Auto Protection is not affiliated with any auto dealer or manufacturer. All logos, trademarks, and other propriety marks belong to their respective owners and use of these marks do not suggest an association or recommendation by any of the parties. Use of the term "warranty" or "warranties" on this site is the equivalent to "service contract". A vehicle service contract is often referred to as a "warranty", but it is not a warranty. Auto Protection is a marketer of vehicle service contracts and does not sell "warranties". Use of this website constitutes acceptance to our privacy policy and terms of use.

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